HBF NIDHI LIMITED, a public limited company, was incorporated in 2017, recognizing the prevalent gap in addressing the basic functionality of banking to inculcate the habits of “Thrift Saving”. In line with the growing aspiration of a resurgent and developing economy of India and with the focus of financial inclusivity of the population by the present economic outlook, HBF Nidhi Limited aspires to address this opportunity with its innovative products and services. Our businesss model stands on the principles of transacting within members of the Nidhi company. We accept deposits from lend credit to our members and thus inculcte the habbit of savings among the masses and also provide credit at lower costs than traditional banks.

HBF Values:

People, Integrity, Leadership, Teamwork and Excellence Our values are the fundamentals beliefs and guiding principles of our organization. Our values define who we are.

Integrity:

We believe that Integrity should be at the heart and soul of a company’s culture. We have clear commitment towards achieving professional goals and objectives through ethical conduct of our business.

Team work:

We Believe in maintaining employer-employee relationships based on open communication. Our team always works with transparency & maintain ethical behavior.

Future Vision:

Our Goal is to fulfill all public financial needs in order to raise our organization into small bank Covering target with more than 100cr authorized capital within a period of 5years.

Excellence:

drives us to deliver what we promise and add value beyond the customer expectations. We strive to achieve excellence through keeping an open mind for learning, adopting futuristic technologies.

Ethics:

our business ethical standards are higher. Ethics is an integral part of everything that we do. We believe that following an ethical behavior results in companies’ growth in both the short and long term.

People:

We value our people - be it our team members or customers. We treat our team members, clients and others with whom we do business with equality, respect, dignity and politeness. People are our biggest asset and we value their development and reward their performance. We are committed towards maintaining a safe working environment that is free from any kind of discrimination, harassment and retaliation.

Leadership

demands vision, courage and integrity. We believe in leading our clients towards taking apt business decisions, leading our people towards achieving excellence and thought leadership. Teamwork: Effective teamwork requires strong relationships built on the foundation of mutual respect and sharing. We believe that the best business solutions come from working together with our team members and clients.

Backbone of HBF Nidhi Ltd.

HBF Nidhi Ltd. starts process with shareholders & they are not just our shareholders they are our family. Increase value of shares is a source of second income for shareholders.
HBF Nidhi Ltd. is a fully organized firm that believes in transparency so that our shareholder can maintain a long-term relationship. HBF Nidhi Ltd. maintains a large number of shareholders because we work on MUTUAL BENEFITS concept.

Why Invest HBF Nidhi Ltd.?

• HBF Nidhi Ltd. works on Doorstep Banking startup. We maintain low cost of infrastructure and works with single branch concept in order to maintain profitability.
• HBF Nidhi Ltd. works with secure business model we only provide secured loans which leads our organization to be financially strong & secure.
• HBF Nidhi Ltd. only works with housing society concept, where we manage a large number of members by single employees.
• HBF Nidhi Ltd. takes experts advice before expansion, it reduces financial risk.
• HBF Nidhi Ltd. maintains reserves equal to or more than the total amount invested by shareholders.
• HBF Nidhi Ltd. instead of working with corporate it works with members only. So that, max shareholders can be benefited.