Secure your financial future with our Monthly Income Plan on Fixed Deposit, offering a lucrative 10% annual interest rate. This plan is designed to provide you with a regular and stable monthly income for a period of 5 years, with the principal amount returned at the end of maturity.
10% Annual Interest Rate
Invest once and receive a guaranteed monthly income for 5 years — with your full principal returned at maturity. Perfect for retirees and those seeking passive income.
Key Features
- Interest Rate: Earn a competitive interest rate of 10% per annum.
- Investment Period: Lock in your investment for a fixed period of 5 years.
- Monthly Income: Enjoy a fixed monthly income from your deposit, credited regularly.
- Safety and Security: Your investment is safe, member-protected, and fully backed by HBF Nidhi Ltd.
- Capital Preservation: Full principal amount returned at the end of the 5-year maturity period.
Benefits
- Steady Income: Receive a predictable monthly income stream — ideal for retirement planning.
- Risk-Free Returns: Capitalize on guaranteed returns with absolutely no market-linked risks.
- Financial Planning: Plan ahead with complete confidence knowing your income is secured for 5 years.
- Passive Income: Ideal for anyone looking to supplement their salary, pension, or rental income.
Sample Monthly Income Calculator
| Investment Amount | Annual Interest (10%) | Monthly Income |
|---|---|---|
| ₹1,00,000 | ₹10,000 | ₹833 |
| ₹5,00,000 | ₹50,000 | ₹4,167 |
| ₹10,00,000 | ₹1,00,000 | ₹8,333 |
| ₹25,00,000 | ₹2,50,000 | ₹20,833 |