Top RD schemes with attractive tenures and the highest RD interest rates.
Recurring Deposit (RD) at HBF Nidhi is a trusted savings solution that allows individuals to systematically grow their savings over time. With RD, you commit to depositing a fixed amount monthly for a predetermined period, typically ranging from three years to five years, at an attractive interest rate.
Interest Rate Structure
| Tenure | Interest Rate |
|---|---|
| 3 Years | 8% p.a. |
| 5 Years | 9% p.a. |
Key Features
- Fixed Monthly Deposits: Choose a monthly deposit amount that suits your financial plan and stick to it consistently.
- Flexible Tenure: RDs can be tailored to meet short-term or long-term financial goals — 3 years or 5 years.
- Competitive Interest Rates: Benefit from competitive rates of 8% and 9% that accelerate your savings growth significantly.
- Easy Access: Withdraw your maturity amount after the maturity period with no complications.
- Disciplined Saving: Cultivate a habit of regular saving, enhancing your financial discipline over time.
- Assured Returns: Enjoy guaranteed returns on your RD — offering complete peace of mind.
- Customizable: Flexible deposit amounts and tenure options to suit your specific needs and income.
Why Choose HBF RD?
At HBF Nidhi, we prioritize your financial goals. Our RD solutions are designed to provide a secure and rewarding savings experience, ensuring you achieve your future financial milestones with ease and confidence. Earn up to 9% per annum — well above standard bank rates.
Open RD Account →How to Open an RD Account
- Become an HBF Nidhi member (one-time membership fee of ₹10)
- Choose your monthly deposit amount and tenure (3 or 5 years)
- Submit KYC documents — Aadhaar, PAN Card, and photographs
- Make your first monthly deposit and receive your RD passbook
- Continue monthly deposits — doorstep collection available